Home Loan Documents Required

Applying for home loans online or offline requires the borrower to submit a list of documents as demanded by the loan provider. Documents required for home loan vary as per the employment type of the individual, i.e. salaried or self-employed.

Salaried Customer:

Following are the documents required:

  1. Al Etihad Credit Bureau Report (AECB Report)
  2. Copy of Passport, Visa and Emirates ID
  3. Last 6 months bank statements
  4. Property details (copy of title deed, affection plan, lease agreement)
  5. Latest salary certificate

Self Employed:

Following are the documents required:

  1. Al Etihad Credit Bureau Report (Individual & Company)
  2. Copy of Trade license, Memorandum of association and Amendments to memorandum of association.
  3. Copy of Passport, Visa and Emirates ID.
  4. Company profile
  5. Last 6 months bank statements.
  6. Property Details (copy of title deed, affection plan, lease agreement)
  7. Copy of last 3 years Audited financial statements.

 

Additional documents that may be required for submission include:

  • Duly signed and filled home loan application form
  • Passport-size photographs
  • Copy of plan approved for the proposed construction/extension
  • Cost estimation or valuation report from the bank/ NBFC approved evaluator
  • Allotment letter of housing board/NOC of the society/builder etc.
  • Salary account bank statement and salary slips for salaried individual
  • CA certified copies of documents such as sales receipts and profit-loss statement.

In addition to these, you will have to also submit the following documents:

  • Signature/ID proof Documents like PAN Card, Passport, Voter’s ID card, Driver’s License, etc.
  • Acceptable address proof when applying for a home loan include, bank agreement, property tax receipt,
  • Govt issued ID proofs and various utility bills like water, electricity and telephone.
  • Commonly accepted age proof documents include certificates for class 10th school leaving,
  • birth certificate as well as passport and Insurance policy premium payment receipt.

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Abundance Financial Brokers LLC was established in 2015 in Dubai by Mr. Anshul Singla.The company is into financial brokerage/consultancy and primarily works to facilitate customers in availing financial facilities from Banks/Finance Institutions.
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